Windsor Uninsured/Underinsured Motorists Accident Attorneys

Getting into an accident due to an uninsured motorist’s negligent actions raises a ton of questions. Mainly, how and can you recover compensation for your losses? Fortunately, in Connecticut, drivers are required under the law to maintain auto insurance coverage and uninsured/underinsured motorist coverage. Basically, uninsured/underinsured motorist coverage provides protection for policyholders if they suffer injuries in an accident that uninsured drivers caused.

How Uninsured/Underinsured Motorist Coverage Works

Uninsured/underinsured motorist insurance is used for covering bodily injury to policyholders, relatives who are living with the policyholders, and passengers if they’re hurt in an accident that resulted in an uninsured driver’s negligence. This coverage can also be used for covering injuries resulting from the negligent actions of hit-and-run drivers or motorists whose liability coverage is lower than the victim’s uninsured motorist coverage.

In Connecticut, the minimum coverage required for uninsured motorist insurance is $50,000 per accident and $$25,000 per individual. However, drivers can buy extra coverage.

What Happens If Your Uninsured/Underinsured Motorist Coverage is Not Enough?

In the event that your damages exceed your uninsured/underinsured coverage limits, you can also recover from your other insurance policies, such as:

But what if these are still not enough to cover your damages or if you do not have these insurance policies?

Why You Should Consider Filing a Claim Against the Uninsured Driver

Remember that most uninsured/underinsured drivers might not have the money to compensate victims since they don’t even have auto insurance in the first place. In some cases, however, besides filing a claim against the driver, you may also have the option of filing a claim against other potentially liable parties that may have contributed, in any way, to your accident:

Talk to an Experienced Windsor Car Accident Lawyer Today

To learn more about how you can seek compensation from your own uninsured/underinsured motorist coverage, call Berman & Russo for legal guidance. Our Windsor car accident lawyers can also identify all potential sources of compensation besides your own insurance coverage to ensure that you obtain the compensation you deserve. Contact us online or call 860-644-1548 to arrange your free case review today.