What Happens If You Are Injured In a Lyft or Uber Accident?
If you were injured in a motor vehicle accident involving a Lyft or Uber vehicle, you need to retain legal representation so you can make sure that you understand all the relevant procedures and laws related to these complex cases. The law firm of Berman & Russo can represent you if you were injured in a motor vehicle accident involving a Lyft or Uber vehicle in Vernon, Connecticut.
Rideshare Companies and Insurance Coverage
Injured victims in Lyft or Uber accidents naturally want to know how they can obtain compensation for their losses. The at-fault driver should have financial responsibility for the injuries suffered by the victims. If the driver was working for Uber or Lyft at the time, in some specific cases, the rideshare company’s automobile insurance may also provide coverage.
The following policies might apply, depending on the circumstances:
- If the rideshare driver caused the accident while they did not have an active fare, their own insurance should cover a victim’s losses.
- If the rideshare driver caused the accident while they had an active fare (meaning they had a passenger or were on the way to pick up a passenger), the rideshare company’s corporate coverage should kick in.
- If a third-party driver was at fault for hitting a rideshare vehicle, that driver’s insurance should apply.
Injured accident victims often seek to apply a rideshare company’s liability insurance policy, as these policies often cover up to one million dollars for personal injuries and property damage. This can help to cover the costs of severe injuries, as the limits are usually much higher than an individual driver’s policy.
If a third-party driver is responsible for the motor vehicle accident, the injured victim should seek to recover financial compensation from the third-party driver’s insurance policy, which can also be limited.
Uninsured Motorist Insurance and Underinsured Motorist Insurance
If an injured victim is not fully compensated by the at-fault driver’s insurance policy, and the rideshare company's insurance policy does not apply, then the victim's own uninsured/underinsured motorist coverage should compensate the injured victim.
Uninsured and underinsured motorist insurance can supplement minimal policies held by other drivers. This requires that you pursue yet another insurance claim and negotiate with your own insurance company, which is also an adversary under these circumstances.
Many complex legal issues can make rideshare accident cases difficult to evaluate and pursue without legal representation. Contact the legal team of Berman & Russo so you can determine the best course of action to take if you suffered personal injury in a motor vehicle accident involving a Lyft or Uber vehicle.
Contact a Vernon Uber and Lyft Accident Lawyer for Help
Contact Berman & Russo today to schedule a free consultation, during which we can discuss the facts of your Lyft or Uber accident case. By taking prompt action, you can make sure that you file your legal claims within the Connecticut statute of limitations period.
If you are seeking a Vernon car accident attorney, then you need attorneys with experience and knowledge. The legal team of Berman & Russo can help you preserve your legal rights and seek the financial compensation you need.